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- canes we > on mieten, SCOFIELD Mobile Estates...Beautiful 65 x 12 mobile home. Front dining room, galley kitchen, 2 bedrooms, queen size rooms. More room than an apartment at same to © $175 monthly as you build equity in something of your own. Scofield of- fers protected area for safety of children, maximum adult security. Parking space. Scofield 638-6660. Apartment RENTERS IT WLL PAY YoU To CHECK OUT THE NEW MOBILE HOMES NOW ON DISPLAY AT ZE estates i mile South of Barre Centar on Rt. 98 _ Chetween Albion ana Batavia) CHECK THESE ADVANTAGES: | 1. Why collect Rent Receipts- It costs no more to ~__ own a home of your own. 2. You'll have just as much room if not more than | in an apartment. . 3. Payments are approximately the same (incl. park | __ rent) if you now pay $150 to $175 a month rent. | 4. Yet all a; while you're building equity in something of your own. | 5. In mostcases- Your Security Deposit, 1st and Last Month's Rent is ample to qualify you for a New Mobile Home. . ‘ S 6. Protected Area for your children's safety. . J. Maximum Security for adults living in our Mobile Estates f 8. Very low depreciation on your mobile home. ~- Park Space Available for every purchase FOR MORE IIFOIMATID-I‘n'all APPOINTMENT CALL\ ;oun scOFIELD 38-8660 or DAVE. RYAN 589-22 Joseph Rich Licensed Broker ‘ Maple Ridge Phone 798-1093 . RT 31E - Across from Golf Course, 4 Bedroom Rouse, 2 Baths, Wail to Wall Carpet, Built-in Kitchen, Dishwasher, Garbage Disposal, Laundry, Gas Heat, Family Room, Top Location, Top Condition. Priced to Sell. Executive Type House. NICE LOT - At Head of Main St. NEW- 4 Bedroom Split Level, 2%2 Baths, Fireplace, Family . Rdom, 2 Car Garage, 3 Zone Hot Water Gas Heat. Dish- ° washer, Garbage Disposal, Range, Wail to Wall Carpet - Downstairs, Formal Dining Room. Just a Beautiful Place to Live. Immediate Occupancy. ~ 496 EAST OAK ORCHARD ST. - 3 Bedroom House, New 1% Baths, Gas Heat, Large, Lot. Partly Remodeled. Large Lot. Good Buy. Immediate Occupancy. - Listings Wanted EARNEST LUCKMAN-798-4179 - NORMAN ANSTEY- 798-2249 ' RICHARD COOKE - 798-0672 TONY GULINSK!1 - 798-1420 \[ ALBION-THE LESLIE THORNE HOME on Allen Rd. Ideal for retired couple or newlyweds. Attractive lot with : beaszfiful view, 1 car garage, large workshop. Priced . to Sell. - \ THE ED. EIOK COTTAGE on the lake, 3 miles west of Shadigee. ROOM 4 BED HOME on Lake Road opposite Green -F Harbor. Attractive kitchen, some wall to wall carpet, 18x20 shop, heated. Bea utiful view of lake, 1 acre £ lot. Priced right. [ ALBION-Good 2 family apartment on lngersoll St. up _ and down apartments with 2 bedroom each, good in- come property with new siding, separate utilities. Priced right. ' < _ Listings Urgently - _- <_ CONTACT HAROLD G. HILL (Broker) RD. 3, Albion Phone 589-9647 if no answer 589-7213 _ SALESMEN by appointment - LYNN fillL 589.7213 | ; EARL HOLBROOK, Phone 798-1998 | « Title search insures you own your home By DOROTHEA M. BROOKS NEW YORK (UPI) - Do you really own the home you purchased? The piece of paper you signed at the closing says ou do, but you can't always be sure. That's what title search and insurance is all about. When you buy a property, using a mortgage,. title in- surance is required by the lender. Although procedures and requirements vary from state to state, generally speaking the buyer pays for is insurance. He should be certain, at the same time, to obtain similar insurance covering himself as owner as well as the lender. If he fails to do so, his initial equity in the house, plus any appreciation over the years, could be lost in case of title fault. To get owner's insurance, usually the buyer must ask for it, although in some states, by law, a buyer . must sign a waiver if he does not choose to have such insurance. The fee for title insurance is a one-time cost. William J. McAuliffe, Jr., executive vice president of the American Land Title Association, - Washington, notes that in today's com- plicated world we are faced with numerous title hazards that even the most careful investigation cannot disclose. \Forgery for instance, is much more common than you might think,\ he said. \It has clouded the title to thousands of pieces of property over the ears. And many people have ught homes from a man or woman they thought single only to have a separated or missing spouse later appear to ° claim a right to the property- their home.\ A title insurance company recently encountered a classic example of this type of title problem, McAuliffe said. Over a period of several years it had searched and insured the title on five pieces of property purchases by a couple claiming to be husband and wife. e husband died. A short time later a woman arrived from Italy and said she was the \real\ wife. As such, she claimed an interest in each of the Jn'oper'ties the alleged husband and wife had pur- chased. An investigation by the title insurance company, KIcAuliffe said, showed the Italian woman was indeed the man's legal wife with a valid claim against the real estate. Her interest in the properties amounted to $16,000. The title company was able to negotiate a settlement and the woman relinquished all her claims, thus clearing £5 the problem for the intended heir and possible future pur- chasers. The purpose of a title search and title insurance, McAuliffe explained, is to make sure the seller of a property is the true owner and that no one else has an interest in the property. Examination of a typical file at a title insurance comligny shows how this is done. Title records generally are searched back 60 years, he said. During this period, 13 mortgages and deeds had been placed on the home. Each of the documents was examined, and those who were parties to ° the transactions checked out legally. If one of the signers of a deed had been declared at the time to be legally insane, . for example, the deed could be \ declarations of void. The title check turned up a condemnation - proceeding involving the property, four insanity proceedings against four persons with the same, name as the signer of one of the deeds, a domestic relations claim, a guardianship proceeding, and a prior tax lien against the house. Besides these claims and legal vagaries, McAuliffe said, ownership of a house may not be free and clear because of a legal judgment outstanding against the property or an undisclosed mortgage on it. The ultimate title defect-a wrong owner-is a rare oc- currence, McAuliffe said, and when it happens the new occupants of a house almost never are evicted. Rather, title insurance companies reach some form of cash settlement with the rightful owner. Although most title in- surance losses are the fault of a title searcher who overlooked an outstanding claim, McAuliffe said some are beyond the control of the company-a forged deed, for example, or an error by the recorder of deeds. Most title Policies cover these unforeseen sses. - Like . all _ industries, McAuliffe said, the title in- dustry has had some problems. But,; he said, the American Land Title Association, which represents the industry, is working to correct these problems. One of the biggest problems, he said, is the shock some unsuspecting customers receive when they have no prior knowledge of how much closing costs\\ on a house can amount to or even, in some instances, that there are costs over and above the purchase price of a property. To combat this, McAuliffe said, ALTA, in cooperation with the federal government, is t * i supporting a uniform closing cog? swit'gnent that would be given a home buyer prior to closing, affording him op- rtunity to study the various items-some of which concern title services and others which do not-and figure these costs into his calculations when budgeting for his home. It may take a while for this to become standard practice around the country, McAuliffe noted, and suggested, if \you don't get such a statement, ask for one.\ Popular redwood SAN FRANCISCO (UPD) - Redwood paneling is moving into every room of the home as Americans search for natural materials to replace plastic and other synthetic products. The cinnamon-hued wood which grows only along the Pacific Coast changes very little from forest to mill to livin§ room. It is not only beautiful but durable. . . Traditionally, redwood pan- eling has been used in living rooms and dining rooms, but _ & it is now being in use for paneling bathrooms and kit- chens, cabinets, accent panels, ceilings, stairs, banisters, rail- ings and partitions. Kiln dried redwood will re- main straight, fighting warping despite moisture vamations, a lus factor for kitchens and athrooms. And space age finishes have been developed to enhance an . age-old product. Sealers, var- nishes and waxes will protect the wood from discoloration and wear, reducing mainten- ance to a minimum. ELEGANCE- It's a big statement, but authorities have called the Governor's Palace at Colonial Williamsburg \the most elegant building in all English-, America'\. annual visitors. Homes Featuring: Forest Park *Built in Anchors *Quality Construction - . *Many Intéresting Floor Plans *WideChoica of Decors & Furnishings ALBION AMOBILE HOMES, Inc. 171 Séufh Clinton St., Aljbion, N.Y. : |__ Hours: MF 10-4:30, 7-9 ® 00 e s Sat. 10-5 ' A Sun. 15 \'Next to Lipton's\ : » WW rrieeve onine ed iy renter BBD T A, douce onthe cal e mee + m _ We offer: w *Concrete Piers and Permqu Anchors *Village Sewer and Water ADULT MOBILE HOME COMMUNITY *Paved Streets and Driveways *65'x130' Landscaped Lots \ *10'x20' Concrete patios . _ By appointment Phone 589-9233 _ It is one of Virginia's major attractions for many thousands of p New for the home By United Press International An aerosol wall cleaner with a foaming action - that eliminates messy scrub bucket, dripping sponges. Big Wally's foam is said to lift away grease and grime. Just spray it on, wipe foam and dirt away with damp sponge or cloth. Usable on any washable paint or wall- paper, on ceilings, plaster, wallboard, painted woodwork, painted or finished doors or cabinets, wall tile and masonite (Johnson. Wax, - Racine, Wisc. 53403) ¥ we % Temperature sensing probes to help the.. backyar Hermetically .- contain an inert tem ste chef * Adeliver those steaks done to rfection. Each set of Redi- ge ks contains four probes, one each. for rare, medium rare, medium and medium well. sealed, they and has-Ink; rature sensing gas. aks cook, gas is warmed and expands. en steaks are done the expanding gas causes the flip-top to spring open with an “fig click to reveal the word \Redi.\ Several steaks _ can be cooked to doneness by grouping them aro one steak in which a probe has been inserted. (Ju-Bilee Enter- rises, Box 2311, Satellite each, Fla. 32937) I * ak sk ANIMAL LOVERS will be all set with this country ranch / complete with dog kennel. Large living room with fireplace (q. and wall to wall carpeting. Kitchen with built-in stove and | refrigerator. Bedrooms complete with custom built-in fur- niture. Family room or third bedroom with built-in storage. Parklike lot with large trees. Just $25,000. _ RAISED RANCH on 2¥z acre lot. Living room with wall to - wall carpeting, dining room, 4-5 bedrooms, airconditioner, the $20's. . | aluminum siding. Early occupancy. $22,500. LAKE LOT with large trees 60 ft. x 175 ft. - $4,200. DEVELOPMENT PROPERTY near ngrfh edge of city of Lockport, 112 acres, Lockport city schools, 4040 Lake Avenue . @ Lockport, N.Y. * k i fenced yard, building that can be used for horses. Priced in ' CALL COLLECT $ 433.2893 1 Richard Eberle - 765-9361 Ann Fisher, -' 434-5712 Re equipment. thousand. MEDINA -- Golfers delight, 2 bedroom home, attached garage, in good condition, with small: lot for easy main- . tenance. Completely air conditioned. Room for expansion. - MEDINA - Horan Rd., 2 bedroom home, garage, on Vz acre - lot, with furnishings. Cheap living at $8200. , MEDINA - 4 bedroom homes in good condition, excellent locations. Must see to appreciate. i OPEN LAND AND LOTS Rf. 104 Knowlesyille - 60° acres evergreens, $10,000 Rt. 31 Medina - 1200' frontage, ideal development Rt. 31 Middleport - Lots 150-300' some with water and gas. Townline Rd. Middleport - 250' wooded lot ' \__ We Need Listings | For Waiting Buyers HARRY MERRELL, Licensed Broker 735-9227 Salemen for Mminficnt Only _ ROBERT ARNOLD 798-0571 MADELINE MERRELL 735-9227 LUCY KAZ 735-9427 LOCKPORT southeast section of city. New 3 bedroom ranch, g Massett Realty _ I nom. massett-sroxer _ ss23104- 13575 RIDGE RD. - Beautifully restored fieldstone home, built in 1859, center entrance to wide hall and beautiful open | stairway, double living rooms, music room, formal dining room, large kitchen, summer kitchen and 2 pantries, lined - with yesteryear cooking utensils, 5 fabulous bedrooms up, 10 ft. basement large barns, 15 acres. A must for inspection. _ LYNDONVILLE - Newly decorated and remodeled 4 [P bedroom home, Mediterranean design kitchen, family room, brick fireplace, 1% baths, many extras. ' GREEN HOUSES - 7000 sq. ft., well established busifess, 67 acres, 2 homes, barns, frontage on Ridge Rd. and Bates Rd., borders river, with some wooded areas. Will divide. LYNDONVILLE - 10 West Ave., VA approved, 4 bedroom - M older home, good condition, family kitchen, full basementi | garage. Priced for quick sale. LAKE RD. - End of Harris Rd., 3. bedroom, 6 room home, \ fireplace, garage, 800' lake and road frontage, 35 acres, stocked pond, near Parkway.. Gil Francis - 589-7102 ' Emma Henderson - 798-4831 Jack and 'Betty Kemp - 765-2865 Robert Galbreath - 589-7109 sidential-Farm-Commercial Sale & A'pprfiisals - HORSE OWNERS - 56 picturesque rolling acres at 7929 i Chestnut Ridge Rd., Gasport, less than 5 miles from Lock- port. Has large well kept 10 room, 4 bedroom home, good 40x60 basement barn with other out and some . | Immediate occupancy. Asking fifty-five Terms $110.00 with hardwoods and A
