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20 North Westchester limes, New Casrie Irioune, Mount Kisco, N.t., bept. iu, IVo? ervice Finds Youth, Aged Share Like Problems You Just Might Be Entitled To a Car Insurance Refund NEW YORK— More than 100.000 New Yoik automobile purchasers h.up re ceived unexpected refunds aver aging SJ2 T>S en collision IIIMU- ance since Iftoj and move repav ments are on the way for many why answer ani return queMioii- narcs sent to theni by insurant c- selling subsidiaries of .uito-fm.im v companies and some other ni^ui- ance companies Tins information came to hunt through the New Yoik State In surance Dept. and the National Assn of Insurance Commissioners which had noticed that the ia(- ing c l .isMi'ic.iti in r.f (Million in surance wiitten u,'h the fin,lin ing of auto purchises was fallow ing an untisuil natter n—too mam in the high-piemium Class L\ whu h covers owners of cars <Li\en b\ >ouim men unde> - Jj A check revealed that a num ber of car pin chasers had\ been treated as Class 2 risks although qualified for the lower premium- coverage. I The NAIC in which each state is represented by the state com- j missioner supervising its insur- I ance industry, immediately direct- 1 cd c-mnanies in their individual states to make overcharge re- J funds. It also recommended new rating manual requirements which ended the possibility of further overcharges on such coverage. A painstaking review of literally hundreds of thousands of policies and car-purchase transactions was neeessarv. In many cases the purchasers had moved 1 , sold their cars, lost the papers or simply couldn't be located. (Ju'Mioiutaires Sent The Department directed that ipsin ance - selling subsidiaries of (.ir-linance companies send out oiicstionnaires to everyone to whom they had sold the higher- premium policies during the three- vear period beginning in 1955. When the refunds were believed not to be going to all who deserv ed 1 them, the questionnaires were circulated again and again and LIFE WITH teen-agers is sel dom tranquil. Parents confront ed with open rebellion often re act with harshness and anger. Discussion of the situation with a Family Service counsellor can help to restore the healthy bal ance between control and per • missiveness. certain insurance companies other than the specialized auto-fmance- underwriters set up refund pro grams on the comparatively few such misclassified policies they might have issued. The Insurance Dept. even pre pared a model letter for the com panies to use so that the meaning would be clear, and the procedure for submitting the filled-out form was simplified. The Department has since main tained a close check on the re fund program. It believes that a number of New Yorkers still have money coming to them, and it asks that all who receive the ques tionnaire return it in accordance with the instructions. Loneliness Is Common Among the Causes MOUNT KISCO— Youth and old age, although at opposite ends of life, share many of the same problems, the most common of which is loneliness. This is the observation of Miss Marie Hughes, psychiatric case worker at the Mount Kisco office of Family Service of Westchester, whose specialty is family prob lems. \Our files are full of 'for in stances,\ says Miss Hughes. She tells the story of the young girl whose parents both worked and who was in the house, alone, after school and of the ten-year-old boy whose working mother worried because he hung around with a teen-aged gang. There was the boy on the threshold of adolescence whose father died and who was depended upon and blamed and punished for her frustrations by his mother, who in addition to her grief, had to go out to work to provide for the .boy and his two sisters. Counselling helped them both. Loneliness, A Problem A new baby seemed the immed iate problem in the case of an in tolerably demanding thirteen-year- old boy. Counselling revealed that the boy, fascinated by scientific subiects, had no one with whom to share his interests. His mother was tied down by the baby and housework; his father had just startea his own business and had no time to spare. Each of these young people had one thing in common, loneliness. \Big Brother • Sister Program And in each of these cases, in addition to counselling, the Fam ily Service's Big Brother-Big Sis ter program was of tremendous help. In general, the program calls for an adult to spend part of one day each week for a period of at least a year wUh the child, sharing activities that interest the child. Unlimited visits, expensive recreation or presents as vv^ll as close contact with the child's fam ily are discouraged. The main aim of the program is to make the child feel that he has a friend on whom he can rely for regu lar attention. Mrs. Richard W. Dammann of Rye, who retired this year, as president of Family Service of Westchester after a four year term, points out that recruiting volunteers for the Big Brother Big Sister program is slow, but that gradually responsible men Back to School Specials TODAY'S BEST BUY! FINEST QUALITY! Cut from tender young porkers 7-CHOP RIB EHD lb. € 7-Chop Loin End . ,b 41' Rib Half .... M?< Loin Half . . . »53 c NEW 1959... plump and tender ^ £ with plenty of juicy, white meat lb .J5# FRESH CHOPPED CHUCK KOSHER FRANKFURTS ifc .ggo Consumer CQc f-lb.pkg. W GREEN TREE HOLLAND PORK LOIN (Canadian Style Bacon) SOUP AUCE Y.B. AMI SMOOTH 3 lb. on 10c 2 ion 29* Wi-oi. con DANISH COFFEE RING tach G &STEDE t BROS., INC. ML KISCO 21 South Moger Ave. MOunt Kisco 6-5135 Grocery Prices Effective Sept. 9 thru J 5... Meat end Produce Sept. 9 thru 12 FOR QUALITY . . . VARIETY.. • • COURTEOUS PERSONNEL ... AND FOR CONVENIENT SERVICES •Convenient Charge Accounts, Telephone Orders, Free Delivery at all Gristede SERVICE Stores! CHAPPAQUA 65 King Street CHappaqua 1-0890 and women are coming forward to extend help to the numbers of emotjonally deprived youngsters who need their support. Mrs. Dammann adds that \peo ple often ask me what the major troubles are that are brought into our office. I tell them that the specific troubles are like the symp toms of an illness—they, most oft en are the result rather than the cause of underlying trouble.\ A case in point brought into the Northern Westchester office of Family Service at 74 South Mo ger Avenue, Mount Kisco, was a middle-aged couple whose mar riage was threatened by divorce. Counselling brought out that the underlying cause was the hus band's seventy-five year-old father who had come to live with them Tension for the whole family was relieved when it was discovered that the elderly man, himself, pre ferred to live in a comfortable nursing home that the agency lo cated. While the golden years should be untarnished, says Miss Hughes, they often are not. Often a Family Service case worker can help old er people with the problem of whether to live with children or not and help them discover altern atives or to adjust when there are none. The agency helps them find outlets for their loneliness in meeting other elderly people or finding suitable activities, since one of the values of an agency like Family Service is its knowl edge of agencies .and services available in the community. Money Causes Agruments Today, money is probably the chief cause of most family argu ments, particularly \ in suburban areas such as Northern Westches ter where expenses are higher than they are in the city Argu ments over money frequently lead to general irritation in other areas. Husbands and wives who fight over money soon find them selves fighting over how to bring up the children or religion or in laws. Marital discord is the re :ult When a husband or wife comes to Family Service (in the maior- lty of cases, it is the wife) the fact that they come means they still have hope and are willing to try to find the cause of their prob lems. How does \talking over\ their problems help? \It is diffi cult for a person to be objec tive about himself,\ explains Miss Hughes. \And that's where we come in. We don't map out a plan of action, but, rather, through talking it over, we start thought along constructive lines.\ An important trend is that more people are seeking help than ever before and seeking it earlier. They come from all walks of life. Since Family Service accepts clients in all income brackets, with fees ranging from fifty cents to fif teen dolars per session, depend ing upon ability to pay, the sums never are enough to cover the en tire budget. Last year the agency served 276 Northern Westchester families, but many others who need counselling are on the wait ing list. They are not referred to the agency by doctors, lawyers, ministers or other social agencies, because of the numbers waiting ahead of them This year. Family Service is one of 24 member agencies who have joined the United Fund Drive of Northern Westchester to con duct only one fund raising drive each vear. It starts Oct. 14. Knights to Attend Pilgrimage Sunday MOUNT KISCO— John O'Shaughnessy, Mount Kis co 6-5967, has a few scats left on the bus which will convey Knights of Columbus members and their families, on a pilgrimage to Aunesvnlle, N. Y , Sunday. This all day excursion will leave Kirby Paza at 8 a.m. and return around 11 pra. The Shrine of Our Lady of Martyrs will be the des tination of the Sisqua Council men their wives and children, and any guests the may care to bring Reservations, however, are a must and will be accepted in the order of first come, first served 1 . The only living Ohioan with his name ->n an historical town mark er in the state is John W. Bricker former governor and U.S senator THE HONEYMOON need not be over merely because of fam ily quarrels . . .Most couples disagree about one thing or an other. But when tension and strain threate.n a marriage, Family Service counselling can bring the causes of friction out into the open where husband and wife can understand and try to overcome them. Karen Rilton Works For Master's Degree MOUNT KISCO— Mr. and Mrs. Alfred Rilton of East Hyatt Ave , Mount Kisco, are en route to the west, with Tucson, Ariz, their ultimate destination. They will drop their daughter, Miss Karen Rilton at the Univers ity of Wisconsin. Madison, where she plans to take a course of stu dies for her maters's degree in history. She is a June graduate of Elmira College. Mr. and Mrs. Rilton will then continue to Tucson, where they will be the guests of Mr. Rilton's sister, Miss Alice Rilton, a former Mount Kisco resident. 1 Take advantage of this LOW rate - - whole school year costs ONLY $2.00! The North Westchester Times New Castle Tribune 35 West Main Street Mount Kisco, N. Y. Please send a College Mail Gift Subscription, to: Name. —— Address. City _Zone. _State_ Gifo Sent by: Name. Address. MaiHhis couponTOMY/'\ City. _Zone. .State. I Q Check enclosed.^ Q Bill me/, I 'M '.-eft A'lte