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Image provided by: Walworth-Seely Public Library
ABOUT .. INSURANCE.. , . by Chuck' Wells Wells Financial Services , When kids go away to college, have a lot of additional expense with tuition, room, board, and books. This is the time that they look at all of their expenses in order to- cut back wherever possible and the first area is car insurance. Most parents think that because the student. is.- away at school for 9 months, they can be taken off their car insurance policy entirely. This is not so. If the studentis away at college and the school is more than 100 miles away, the insurance company, will give a large discount on the rate. Full-time college students are still classified as being a,J part of the household and therefore remain on the policy. . The only way we can get them off the parent's car insurance policy entirely is to show that. they have a permanent residence elsewhere and are employed. . We would have to document this with copies of rent receipts, utility bills, etc. If the' student is away at a school that is less than 100 miles, the insurance company3 feels that they will be- home using the vehicles on a regular basis and therefordthere will be no discount. I see a lot of car insurance-policies that are started by kids in May, cancel in ~e~tember when they go away. Parents are surprised when we then add them onto their car insurance when the student no longer has his/ her own car insurance policy. You should keep in mind that every licensed driver in the household must be under someone's car insurance policy in that household, whether or not they drive the car. I know that this does not seem fair. Why should you'have to pay insurance Annual HanreatAudion . The Walworth Second Baptist Church wi1l:rhold its Annual Harvest Auction at 7 p.m. on- Wednesday, October 10,1990. Featured will be fresh garden produce, tanned 'goods, fruit, jellies and homemade baked goods. There win be door prizes and free refreshmpts of coffee,'ilonuts and cider. Prior to the auctio& thechurch wal hold its ~nnual Bake contest, at which a panel of judges wi1l:vard prizes for the winning entries. Contestants are asked to bring their entries to the church by 6 p.m. on auction day. The baked goods will be sold at the auction, which is held -to-support the church's general fund. This is a family event for everyone @ enj~y! This is as much a social event .as it is an auction. . Second Baptist Church is located at 3689 Main Street- on the corner of Main and Church Streets inralworth. ;Come have a good time, pick out your ;Halloween pumpkin, and stock up for the winter! Gananda Open House Planned Parents of -Gananda middle school , and high school students are invited to an Open House ~rogra~ on Thursday, October 4-at the secondary building. Beginning at 7 p.m., parents will have the opportunity to follow a \mini- version\ of their child's schedule. At the open house they will be informed about course curric~lums and teacher re- quirements. SUBSCRIBE TODAY - (31 5) 986-4300 Kids in College . - for someone not using your car? Since insurance companies now have to pay claims for anyone using- your carwith yo,ur permission, it is very difficult for them to exclude 'someone from the policy and pass that sayings ,onto you. I have seen many accident reports where someone was driving the car who was supposedly not going to ever drive that car--promise! It is also a fact that young drivers have more accidents and the, insurance companies mu8t pass this additonal cost. The conclusion of all this is that you should check with your agent 'to make sure that you are getting the discount if those ,college kids are more 1 than 100 miles away at school. Also, - make sure thatall persons iicenked in your household are listed on acar insurance policy so you don't have any regrets at the time 6f an accident, . Red Cross Adult Swimming Lessons The American Red Cross adult swim lessons will be taught through the ~almyrg-macedon Adult Education Program. These classes will be held on Wednesday evenings from 6 to 7 p.m. for 10 weeks' beginning October 3. An arthritic swim program will be held from 6 to 7 p.m. on Tuesdays beginning October 2. You may register for either program bycalling 597-3449. Active Parenting Cornell cooperative Extension of Ontario County is offering a parenting program called \Active Parenting,\ an exciting video-based program. It deals with democratic: parenting, under- standing your child, instilling courage in the discouraged child, developing responsibility, winning cooperation, and the family council. Isabelle Jensen, Human Development Agent and Peg Zimmerman, Outreach worker are facilitators for the five- session prpgram on Wednesdays, Oc- tober 3,10,17,24, and 31* (*or altern-ate date, due to Halloween). Active Parenting will be held at the Cooperative Extension Center, 480 N. Main Street, Canandaigua,=from 7 to 9: 15 p.m. in the downstairs auditorium. The cost is $20 per person or $25 per couple, covers the cost of handbook, guidebook'and subscription to Caring For Kids newsletter. Registrations are due by September 28. To register, call (716) 394-3977 or send fee, name, address and daytime- evening telephone number to cooperative Extension, Active Pare,nting, Home Economics Program, 480 North Main Street, Canandaigua, New York 14424. Rotary Sponsors Chicken - Barbecue/ street Party ,\ , , On Saturday, dctobe; 6, trbm 1200 noon ti1 5:00+p.m., the Gananda-&otary Club will sponsor a Chicken 1t)arbecuel Street Dance at the Gananda' Middle/ High School. The Barbecue menu will include 1 / 2 chicken, salt potatoes, ' tossed salad, roll and butter, beverage and an ice cream sundae. Take outs will be available. There w?ll also be dancing with music by DJ \Dr. Bob\ Creg~ , pony rides, popcorn, a 'raffle for a hot air balloon ride and fun, fun, fun. The cost of the meal is just $6.00. Bring the family, - eat, dance and be merry! Girl Scout Silver Award recipients: Jennifer Lyle, Chris Henrichs and Regina . Vanderrnark. The Silver A ward is,the Znd, highest award a Girl Scout cq receive. ' ~hree\ Area Girl Scouts Receive Silver ~wbrds Macedon Cadette Girl Scout Troop #357 held a special ceremony to honor the recipients of the Silver Award. On September 21, many family ahd friends were gathered to witness-the awarding of the pins to Christina Henrichs, Jen- nifer Lyle, and Regina Vandermark. The Silver Award is the highest achievement a gir1,can receive in Cadette Girl Scouts.It is the culmination of three years of work that consists -of. badgework, career exploration, leader- ship skills and concludes with a special project to tie all the skills th~ girls have learned together. The program began with a Flag Ceremony carried out by Cathy Pringle and Debbie Vandermark of Troop k8 14 Stacy Tliothas of Troop #247, and Pam Cappiello of Troop #77. Kim Sinack was the greeter, and Jennifer Hoyt did the reading of the ~irl Scout promise and the Law - both are from Troop #357. . - The ~nvocation was given by Angela Cappiello who is the Service Unit Chairman for Macedon Girl Scouts. The distinguished guests included: As- ymblyman Bob King, Town Supervisor . Stuart Carlson, Carolyn Galiano, who is the Silver Award Consultant for Seven Lakes Girl Scout Council, and many of the troop leaders from the , Macedon Area. ' the official pinning was done by the parents of the.girls after the pins were awarded by Troop leader Sandi Kelly. The girls each spoke about their Silver Award project and thanked every- one for helping them. The Benediction. +as given by ~ev.~homas Ctpnell with Taps following to close the program. A special cake, in honor of the girls was served with punch and coffee by Mrs.Kay ~oyt and Mrs. Rosemary Sinack. Christina Henrichs is the daughter of Jim and Sue Henrichs of Wayneport Road, Macedon. Chris is a Sophomore at Pal-Mac and has been a Girl Scout for 9 years. For her project she chose to design and build six picnic tables as a gift for the Town of Macedon. Jennifer Lyle is the daughter of William and Virginia Lyle of Elderberry Circle, Walworth. ~ennifer is a Home - Schooling student and has been in Scout- ing for 8 years. Her project was video of books being read for children and was donated 'to the Macedon Library. Regina Vandermarkis the daughter of-Donald and Carolyn Vandermark of Macedon Center Road, Macedon. Regina too, is a Sophomore at Pal-M,ac ' and has been involved in Scouting for 6 years. Her project was to plan, organize and carry out all the preparations for the Silver Award ceremony itself. Thz leaders of Girl Scout Troop #357 are Sandi Kelly, Stacy Kelly, Carolyn Vandermark and Sue Henrichs. The girls in Troop #357'are now Senior Scouts and their next activity is their favorite 6ne. They will be camping . _ next month at both Camp Egypt Valley . and Camp Bayberry. After that it will be \Cookie Time\ again. I FREE CAR CHECK-@\i ENGINE & DRIVE TRAIN: BODY CHE S: , r Anti-Freeze degree level nuts & fastE r hoses, belts Stone Guar tires, shocks undercoating r lubricants . water leaks parkina cables 0 body rest brake< pads, shoes r wax & sealer TECHNICIAN ON DUTY 597-652 1 .I -800-649-6521 HAVERT'S GIIRAGE Route 21 South - Palrnyra, NY ONE HOUR PHOTOFINISHING WEST WAYNE PHOTO WEST WAYNE PLAZA MACEDON NOON- 9:00 PM EVERY DAY --
